Are the other editions included?

No. This delivery contains only the separately sold Private Google Sheets Web App.

Is this official accounting or regulated software?

No. No SEC or BSP lending-license compliance, credit scoring, declining-balance amortization tables, legal collection notices, automatic SMS reminders, official receipts, or tax filing.

Can I resell or share it?

No. The license permits internal use and customization for one business only.

Does it compute declining-balance interest?

No. Interest is flat: principal multiplied by the rate, which is how most small lenders in the Philippines quote their loans.

Can a collector's commission use a different rate?

Yes. The commission rate is set per collector and applied to what that collector recorded.

Is this a licensed lending platform?

No. It is a records system. Licensing, legal notices, and receipts remain your responsibility.

LoanDesk PH - Private Google Sheets Web App

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LoanDesk PH - Private Google Sheets Web App — ShopLinks PH

LoanDesk PH - Private Google Sheets Web App

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How to Run a Small Lending Business With Schedules, Collections and Collector Reports

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